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Building Community Blog

Have you ever heard someone say, “I love that place,” or “I love that person?” We use the word “love” to describe our devotion, or affection towards someone or something. You might also think of love as something we crave, something that makes us feel good, and always wanting more. Whether it’s a good cup of coffee, activity, place, thing, or a loved one—love is what we need!

Buying a house is a big deal, especially when it comes to financing it. What is your credit score? What does your debt-to-income ratio look like? Do you have enough money saved for additional costs?

We know there is a lot to juggle when buying your first home, and you may have more questions than answers right now. We're here to help. Our Homeownership Program provides financial coaching to best prepare you for the expenses ahead. Here are some our most frequently asked questions.

Written by Jonathan Reckford, CEO of Habitat for Humanity International, and Tjada McKenna, COO of Habitat for Humanity International.

Habitat for Humanity is propelled by a vision of a world where everyone has a decent place to live. We devote ourselves to creating that world because we believe everyone — every single one of us, regardless of who we are or where we come from — deserves a decent life and deserves the opportunity for a better future.

Believing is not enough. And so we build.

Zach started working for Twin Cities Habitat as a Financial Empowerment Coach in June 2017. Zach earned his Bachelor of Arts degree in Resource Development from Metropolitan State University and a Teaching English as a Foreign Language (TEFL) Certificate from Hamline University. Zach brings over a decade of valuable experience around financial literacy.

Many renters dream of the day they’ll own their first home and imagine what it will look like whether that includes a spacious yard, garage for cars, or large kitchen and living room. If you’re considering Twin Cities Habitat for Humanity's Homeownership Program, you might be wondering, "What are my options in choosing a home?” Through our program, you can choose a house on the open market or buy a Habitat-built or renovated home.

To help you better understand buying through Habitat, we've created a list of frequently asked questions.

There’s no feeling quite like owning your own home. What a wonderful accomplishment to achieve. And you can paint, decorate, and landscape it just the way you like. No one else will have a house like yours.

But purchasing a home is a big investment, and therefore requires some financial preparation.

Habitat for Humanity partners with low-to-moderate income homebuyers to purchase homes in the Twin Cities. Through this Homeownership program, buyers receive:

  • Education on the responsibilities of owning a home
  • Financial coaching towards mortgage readiness
  • Home buying options with Habitat

Think we might be a good fit? Take a look at our program qualifications and read answers to our most frequently asked questions below.

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