The Foster Family
A big-hearted single-mom gets A Brush with Kindness.Read More
A Brush with Kindness (ABWK), Habitat's home repair program, helps preserve homeownership by partnering with homeowners struggling to maintain their home. When basic expenses exceed income month after month, home maintenance is the usual casualty. Years of deferred maintenance can cause a downward spiral of home deterioration and unsafe living conditions.
|Option #1||Affordable 2-year repayment plan||25% discount on fair market value of the project
Affordable, monthly payment based on 30% debt-to-income ratio with maximum payments not to exceed $250/mo for 24 months
|Option #2||Forgivable Mortgage||10 year, declining forgivable mortgage based on fair market value of project; fully forgiven in the event of death of all motgagees|
Twin Cities Habitat for Humanity - A Brush With Kindness Income Guidelines*
|Household Size||Maximum Yearly Income|
These guidelines include all forms of income: employment (including: regular wages, overtime wages, differentials, stipends, bonuses, tips, commission, and other wage sources), public assistance of cash, SSI, etc.
Twin Cities Habitat for Humanity’s A Brush With Kindness program serves families under 80% of the Twin Cities Area Median Income.
* Effective June 6, 2016. TCHFH reserves the right to revise these guidelines at any time.
A Brush with Kindness staff and volunteers help homeowners make needed repairs to create a safe and decent environment for their families. Projects may include, but are not limited to:
Applications for the ABWK program are made available in a first-come, first-served basis each year for as long as the program has resources. Once you submit your application, a staff member will contact you to review your situation and set up a home assessment to evaluate your home repair needs. If your application is accepted, program staff, volunteers and/or contractors will work to complete your home repairs within one year of your application.
This fall, the A Brush With Kindness program is accepting a limited number of applications which will be made available on a first-come, first-served basis on October 3rd, 2016. Please call 612-788-8169 at that time to request an application to be mailed to you. We are prioritizing applications from the North Minneapolis and St. Paul promise zones (could we put a link to the maps that are attached in the previous email?) as well as applications that include exterior painting.
In the meantime, you can review this list of additional local resources, or call the number provided above to discuss our application process or alternative home maintenance options with our knowledgeable staff.
A Brush with Kindness ensures families are living in safe and well-maintained homes; keeps homeowners in their homes, protecting their financial investments; and restores homeowners’ dignity and pride of homeownership.
Twin Cities Habitat for Humanity strives to do the most good with every single dollar entrusted to us. Rest assured that a gift to support our mission creates an immediate and significant impact for the families and communities we partner with.
Every $1 you donate results in almost $2 of economic activity in our community.