Photo Contest Results: Turning Houses Into Homes
Each National Homeownership Month (June), Twin Cities Habitat celebrates the creativity, resourcefulness, and joy of Habitat homeowners with our...
3 min read
Twin Cities Habitat for Humanity
:
10:39 AM on November 13, 2026
Owning a home comes with plenty of opportunities to tackle repairs and keep everything running smoothly. Some projects you can handle yourself, but others require help from a professional.
Whether you're repairing your roof, replacing windows, updating your bathroom, or starting a larger home improvement project, hiring the right contractor is an important decision.
A good contractor can help you get the job done safely and correctly. But how do you know who to trust, what questions to ask, and whether you're getting a fair price?
Here are six simple steps to help you hire a qualified contractor and protect your home and your investment.
Before contacting contractors, take some time to learn about the work you want done.
You don't need to become an expert! But having a basic understanding of the project will help you explain what you need and ask better questions.
Think about:
It's also important to know whether your project requires a building permit or inspection. Contact your city's building inspections department to find out what's required before work begins.

Start by making a list of several contractors who have experience with your type of project. A few good places to look include:
Try to identify at least three contractors to contact.
This is one of the most important steps! In Minnesota, many residential contractors, remodelers, and roofers are required to have a state license. Licensed contractors must meet certain requirements, including passing a qualifying examination, maintaining required insurance, and completing continuing education.
Hiring a licensed contractor also provides access to certain consumer protections, including Minnesota's Contractor Recovery Fund for eligible claims.
Some types of specialty work are exempt from the state's residential contractor licensing requirement, so check which licenses or credentials apply to your project.
Before hiring someone, verify their credentials.
Check a contractor's license through the Minnesota Department of Labor and Industry.
You can also call 651-284-5069 to ask about a contractor's licensing status or disciplinary history.
Remember: A business registration is not the same as a contractor's license.
A bid is a written estimate of what a contractor plans to do and how much the project will cost. For larger projects, try to get at least three written bids so you can compare your options.
Before requesting bids, provide each contractor with the same description of the work you want completed. Each bid should include:
When comparing bids, you don't have to automatically choose the lowest price. A lower bid might mean fewer services, different materials, or missing expenses. Look at the full picture to understand what you're getting for your money.

Before making your final decision, do a little more research.
Ask contractors for references from previous customers, preferably people who had similar work done. Contact those homeowners and ask whether the contractor completed the project on time, communicated well, and addressed any problems.
You can also check the Better Business Bureau for complaints and look for any disciplinary actions through the Minnesota Department of Labor and Industry.
Be cautious if a contractor:
Trust your instincts. If something doesn't feel right, it's okay to keep looking.
Once you've compared your bids, checked references, and verified credentials, you're ready to make a decision.
Choose the contractor who offers the best combination of experience, cost, communication, and availability. Before work begins, make sure you have a signed contract that clearly explains:
Never rely on a verbal agreement alone. Keep copies of your contract, payments, receipts, and any important communications.
And don't be afraid to ask questions! Trustworthy contractors are willing to explain the process and help you understand what to expect.
Your home is one of your most important investments. Taking the time to find a qualified contractor can help you avoid unnecessary expenses, prevent future problems, and ensure your home remains a safe and comfortable place to live.
You don't have to know everything about construction to make a good decision. Start by doing your research, asking questions, and making sure you understand what you're agreeing to.
For more information, check out these free resources:
With the right preparation and the right professional, you can tackle your next home improvement project with greater confidence!
Your gift unlocks bright futures! Donate now to create, preserve, and promote affordable homeownership in the Twin Cities.
Each National Homeownership Month (June), Twin Cities Habitat celebrates the creativity, resourcefulness, and joy of Habitat homeowners with our...
If your homeowners insurance bill has gone up lately, you're not alone. Rates have been climbing, and it's easy to feel stuck. You have options,...
Every summer, during National Homeownership Month, we celebrate the creativity, resourcefulness, and joy of Habitat homeowners with our annual...