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Building Community Blog

If you've kept up with the news, especially news around budgets and housing, then you've probably heard of the new policy that puts an end to single-family zoning in Minneapolis. This is just one of two parts of a new long-term development plan, Minneapolis 2040, that outlines major changes for land use. The plan was approved by the Minneapolis City Council in a 12-1 vote in December 2018.

When you’re trying to find the right interest rate for your new home mortgage, you have two choices: Fixed-rate and adjustable-rate interest. 

Your interest rate plays a big role in home affordability. The interest rate is how much the bank gets paid for lending you the money to buy a house, and you pay it back to them on a monthly basis as part of your mortgage payment.

The Raise the Roof Golf Tournament is Twin Cities Habitat for Humanity’s annual outreach and fundraising event which generates support to help families make a brighter future for their children. This event would not be possible without Habitat’s partnership with General Mills and all of their volunteers. Leading up to this year’s tournament, Habitat was able to talk to Linda and Rich Johnson, a couple of General Mills volunteers who have been volunteering at the event for over 10 years.

We recently held a Stories of Home Contest where we asked Twin Cities Habitat homeowners to share a story answering the question: "What does your home mean to you?" Here's one of the winning stories in the homeowner's own voice. Story and photos shared with their permission.

Written by Beth B., A Brush with Kindness home repair participant in 2018.

If you're looking to buy a home with an affordable home loan, there are a lot of options available to you. One more well-known option is to get a loan through the Federal Housing Administration, called an FHA loan. We have a blog that dives deep into the pros and cons of FHA loans here.

Want to know how an FHA loan compares to a loan from TCHFH Lending, Inc. (Twin Cities Habitat's wholly-owned mortgage company)? Check out this handy guide to compare these products to determine what's best for you.

Guest blog written by Laurie, Holy Hammers and Women Build volunteer

About Laurie

I have lived in the Twin Cities all my life.  I'm a facilitator, most recently in educating adults about diversity and inclusion, which fits perfectly with Habitat for Humanity's mission of providing homes for families regardless of who they are or what they believe.

Are you interested in buying your first home, but can’t afford a down payment? While traditional mortgages generally require a down payment, there are other options to help you get that dream home. You may qualify for the Twin Cities Habitat Homeownership Program! The program provides education to help buyers prepare for homeownership as well as affordable loan options through TCHFH Lending, Inc. 

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