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Habitat Mortgage

Who Counts as a First-Time Homebuyer? Definition & Eligibility – couple at desk, homebuyers – TC Habitat

The Definition of a First-Time Homebuyer is Broader Than You Think

Editor's note: The following information was updated in 2023 to include additional homebuyer resources.

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Two girls playing in the front yard of their house; one is mid-cartwheel.

Support & Celebrate National Homeownership Month

June 1 marks the start of National Homeownership Month! Twin Cities Habitat for Humanity is proud to celebrate this time dedicated to recognizing the...

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Image of a contract for deed paper with a miniature house as a paperweight.

What Are the Disadvantages of a Contract for Deed?

Buying a home is a big financial commitment. There is typically some sort of down payment, there may be closing costs associated with entering into a...

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A white woman and a Black woman sit facing each other at the corner of a table. Both are smiling down at the mortgage paperwork that they are completing together.

TruePath Mortgage: A Best-Kept Secret for Home Buyers and Sellers

Jen LaCroix, Open Market Lending Manager, and Steve Stinson, Junior Community Loan Officer, recently sat down with John Mazzara of RE/MAX Results to...

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Homeowner Asia and her son sitting on a couch holding a holiday wreath and smiling

The Home Loan Impact Fund Celebrates 500 Closings [VIDEO]

Twin Cities Habitat for Humanity and Bremer Bank marked a major milestone in our partnership by celebrating 500 loan closings as part of the Home...

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Wooden house on clipboard and money

Why Real Estate Agents Should Rethink Down Payment Assistance

To say the housing market is tough is an understatement. Anyone working in real estate can tell you first-hand stories of homes going for tens of...

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Neighborhood Research Tools for Homebuyers Like Neighborhood Scout

There is nothing quite as exciting as buying your first home. It’s such a big deal – life-changing, in so many ways. You want to get it just right,...

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Mortgage signing

Comparing Mortgages for a First-Time Homebuyer in Minnesota

Buying your first home is a complex process (here’s a guide that could help you). A big part of it is selecting the right mortgage. It’s a financial...

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Deborah's Habitat home.

Why Your Mortgage Application Was Denied

If you want to buy a home, the very first thing a real estate agent is going to tell you to do is to get pre-approved for a mortgage. They’ll explain...

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