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Building Community Blog

WendyWendy Harris is a giver. She gives her time, her talents, her knowledge, her friendship, her physical labor, and even her money to others in an effort to make someone's life better, to make the world a better place.

From September to mid-June, Wendy works as a social studies teacher at Metro Deaf School in St. Paul, where she also teaches braille and technology to DeafBlind students and coordinates the DeafBlind club. During her summer breaks, she volunteers at Twin Cities Habitat for Humanity. We are honored to have the support of volunteers and donors like Wendy. Here's her story.

Because buying a home is a big (and exciting!) investment, many people have questions about the finance part of the process. A common question we hear is, "Can I buy a home if I have collections on my credit report?" Fortunately, the answer is yes. But it depends how much money you owe and what type of debt it is.

Here are some things you should know if you have collections but want to buy a home.

Twin Cities Habitat recently expanded its homeownership program to include the option of buying with Habitat on the open real estate market. Qualified homebuyers still receive the same education and support to become successful homeowners, and then they can work with a realtor of their choice on the open market. This allows folks to buy a home they love with a mortgage they can afford.

We caught up with a few people who bought homes with Habitat on the open market. They shared how long their home search took and some of their top tips.

As a first-time homebuyer, there are many things you'll learn and experience as you go through the process of buying your first home. Having support from someone who’s already been through the process can be immensely helpful.

If you’re in need of some friendly advice, you’ve come to the right place! Here are six things I wish I had been told as a first-time homebuyer starting my homebuying journey...

Congratulations, you’re a homeowner!

You paid your down payment, signed on the dotted lines, and are now holding the keys to your very own home. But now what do you do? Can you move in right away? Should you move in right away? You followed a lot of steps to become a homeowner, but there are a few final steps to take before you can sit back, relax, and enjoy homeownership.

Note: You don't have to complete any of these before moving your belongings into your home if you don't want to (although it may be easier for painting and floor installation). In fact, it's safest to occupy your new home as soon as possible to prevent crime.

Buying a house can be one of the most exciting moments in your life, especially if it’s your first home! Learning the basics of real estate before you start searching for a home can save you time and keep you clear of common headaches down the road. Here are a few house hunting tips as you begin your search, because once you’re out looking at houses, things get exciting fast!

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