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Homeownership Program (4)

find out how you could buy a home with habitat - online information sessions every Wednesday at noon

Interested in Habitat Homeownership? Join an Info Session every Wednesday

Have you been considering buying a home with Habitat, but you're not sure where to start? Join us at an upcoming Habitat Homeownership Information...

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financial coach going over homeownership information with potential homebuyer client.

What to Expect from Your First Financial Coaching Session

When you think you might be ready to buy your first home, who do you talk to first? Before going to a loan officer or a realtor, there's one other...

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Habitat family at closing in a side-by-side with their new babies.

Celebrations Around the Closing Table

Buying your first home is such a big deal. There are so many emotions when you are handed the keys and your journey as a new homeowner begins. All of...

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Young black home buyer couple holding papercraft home and key.

How Financial Coaching Makes It Easier to Get Mortgage-Ready

The path to homeownership can seem intimidating without a guide. Do you know you want to buy a home but aren't sure if you're ready? Perhaps you're...

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What is a Real Estate Comp and Should First-Time Homebuyers Get One? - black couple, real estate agent, forms, paperwork, phone

What's a Real Estate Comp List, and How Can It Help First-Time Homebuyers?

When you buy a home, how do you know what's a fair price? A home inspection can tell you if there are structural issues and a bank can tell you if...

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two people holding one set of keys

How TruePath Mortgage Increases Homeownership Opportunities

The path to homeownership is full of obstacles. Twin Cities Habitat for Humanity helps make those obstacles easier to navigate, and TruePath Mortgage...

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Two Habitat homeowners holding the keys to their new home.

Paycheck to Payments: Budgeting a Monthly Mortgage Based on Income

Before you buy a new home, the first thing you should do is determine what you can afford. Experts recommend that you spend no more than 30% of your...

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Three thought bubbles with a bag of groceries, a red car, and kids watching a movie.

When can a home be considered affordable?

Across the housing industry, and within our own homeownership program, the rule of 30% has long been the standard in determining whether or not a...

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A blue pie chart showing Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

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A tiny home in front of a calculator with blurred background

What to Expect from the Twin Cities Housing Market in 2021

2020 was challenging, to say the least, and the Twin Cities housing market changed rapidly to keep up. While the world navigates an ever-evolving...

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