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Homeownership Program (2)

Image of house keys sitting on paperwork.

What's a 'Good' Interest Rate on a First Home Mortgage?

Shopping for your first homeis an exciting experience. After all, it's the first place you can call your own! While finding a house that you're happy...

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Twin Cities Habitat for Humanity office building at night.

10 Things You Might Not Know about Twin Cities Habitat for Humanity

Almost everyone has heard of Habitat for Humanity—which is great! But sometimes we discover that there can be misconceptions about what we do, how we...

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house hunting

9 Essential House Hunting Tips for Smart Buyers

Buying a house can be one of the most exciting times in your life, especially if it’s your first home! It can also be overwhelming if you do not feel...

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A Habitat homeowner smiles while volunteer on a site.

Announcing Volunteer and Learn for Habitat Homebuyers and Homeowners

Habitat for Humanity International was founded in 1976 on the concept of “partnership housing,” where those in need of shelter worked side-by-side...

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Family in front of their home.

Getting the Documents You Need to Apply for Habitat Homeownership

Have you completed the Program Eligibility Questionnaire and received an email notifying you that you're eligible for the Twin Cities Habitat for...

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homeownership

Creating Multigenerational Homeownership

Homeownership has long been considered a foundation for success, and for good reason.

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Laptop and calculator on a wooden table.

Mortgage Calculator: Traditional vs. TruePath Mortgage

Updated April 1, 2025 Our Mortgage Calculator is no longer available. Are you interested in buying your first home, but can’t afford a down payment?...

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Man on a roof installing a large solar panel against a blue sky.

Solar Incentives for Habitat Homeowners

Recent changes to utility rebates and tax incentives make now a great time for Habitat homeowners to explore going solar. The Low-Income Solar...

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design rendering at the heights

The Heights: A Historic Investment in St. Paul’s Greater East Side

The Greater East Side of St. Paul is a vibrant community with plenty of small businesses, arts and culture organizations, and a strong and...

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For sale sign in front of a house.

The 2024 Real Estate Outlook: Resilience Amid Uncertainty

Despite rising mortgage rates, high inflation, stock market volatility, and broader economic uncertainty, the housing market has shown remarkable...

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