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Habitat's TruePath Mortgage (3)

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Comparing a Habitat Loan with an FHA Loan

This blog mentions an out-of-date interest rate. For current information on Twin Cities Habitat mortgage interest rates, please visit our TruePath...

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Mortgage signing

What is Private Mortgage Insurance and How Do I Avoid It?

Many first-time buyers haven’t even heard of private mortgage insurance (or PMI for short). What is private mortgage insurance? What is it used for?...

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What is a CDFI and why is it great for Twin Cities Habitat?

In 2018, TCHFH Lending, Inc. (the wholly-owned nonprofit mortgage company of Twin Cities Habitat for Humanity) became certified by the Department of...

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What Realtors® Should Know About Habitat for Humanity's Homeownership Program

January 1, 2025 When you think of Twin Cities Habitat for Humanity’s Homeownership Program, you might imagine a family buying a volunteer-built home...

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Homebuying for Beginners: What Types of Mortgages Are Available?

Buying a home is an exciting experience, especially if it's your first time. If you've never taken out a home loan, it's perfectly normal to be...

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What's the Deal with Escrow?

If you're currently paying a mortgage payment, you are likely paying escrow. Escrow is an account separate from the mortgage account where payments...

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How Do I Get A Pre-Approval From a Mortgage Lender to Buy a House?

Getting pre-approved for a home mortgage might be the most important thing you can do when looking for a new home. Pre-approval tells you how much...

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