If you have learned that you're eligible for the Twin Cities Habitat for Humanity Homeownership Program, you will still need to submit your application. In order to do that, you'll need to collect and send the required materials.
To make your application process a little easier, we've listed all the materials and some helpful tips on where to find them.
A Social Security Number
The eight most-recent pay stubs for each job you have
This sounds harder than it is. If you don't receive a physical paycheck every two weeks or twice per month, you can ask your employer for copies. If you receive an electronic copy of your paychecks, it's even easier. Login to your company’s online system, locate the 8 most recent pay stubs, and print them. If you have more than one job, please provide eight of the most recent pay stubs from each job. This includes full-time, part-time, seasonal, and temporary work.
Note: We need pay stubs for all adults who are employed.
If you're not sure what a pay stub should look like, here's an example.
Employment verification letter from your employer(s)
This is not a form you need to find, but one your employer needs to create. Ask your human resources department or your boss to provide a letter that includes:
- The date you were hired
- The number of regular hours you work per week
- Your wage per hour.
If you have more than one job, you need a letter from each employer.
This letter will verify that you have been employed at least one year at an outside company, or two years if you are self-employed. This is one of our program requirements. Want to see an example letter? Click here.
Also, Some employers use an outside source to verify employment, like The Work Number. Your employer can provide you with the company code to verify through their outside source.
Benefit income verification letters
If you receive income from a government program such as Minnesota Family Investment Program (MFIP), Social Security Income (SSI), Social Security Disability Insurance (SSDI), Social Security, or Retirement, Survivors, Disability Insurance (RSDI), we'll need you to provide benefit verification letters.
If you don't have the verification documents in your files at home, they are available online or by mail. You may need to create an account to get the document online. If you need help opening an account, here's a resource that will walk you through it. All the instructions are in English. To open an online account, you must be at least 18 years old and have a valid email address, a Social Security number, and a U.S. mailing address.
If you need further assistance, call 1-800-772-1213.
Verification of other income
When we say "other income," we're talking about alimony, child support, or regular income received from parents or relatives. If you receive any of these, please provide 6 months history of payments and a notarized letter (or similar agreement) to verify how much you receive and how often you receive the payments.
Proof of payments may be shown on 6 months of bank statements of deposits or by providing the statements from your online state-run child support account.
Verification of no income
If you, or an adult in your household currently have no income, please fill out and sign the Zero Income Certificate.
Individuals who are self-employed must provide pages 1 and 2 of their 1040 tax form and Schedule C from the past two years. If you didn't save a copy of your tax forms, you can easily find them online, or you can seek help by calling 1-800-908-9946 and following the voice prompts.
You can also pick up a tax form transcript in person. Call 651-312-8082 for the nearest location.
Application household members
Provide the name, birthdate, gender, and relationship to you for anyone who will be living with you. This includes both children and adults.
Color photo ID of adults
This one's easy! This could be your MN Driver’s License, your MN ID Card, Passport, or your US Permanent Resident Card. If you don’t have a scanner at home, you can take a photo of your ID with your phone, email it to yourself and upload it into your application. You can also "scan" your ID with a mobile app like Adobe Scan and upload it to your application or email it to yourself.
If you don’t have a Minnesota photo ID, contact your local Department of Motor Vehicles (DMV).
Habitat for Humanity Homeownership Program Release of Information & Data Privacy Release Statement
This form is specific to Twin Cities Habitat for Humanity’s program. All household members 18 years or older will need to sign this form as part of the application process. Simple as that!
Application signature page
Any household members 18 years or older must sign this document, too.
Unofficial high school or college transcripts
If anyone in your family is 18 years or older, earning an income, and going to school full-time, please provide a copy of their unofficial transcripts. These documents can be obtained online, from the school’s Registrar’s office or Student Services office.
Now, the only thing left is to pay your application fee. The application fee is $50 for two applicants or $30 for a single applicant. You can pay with money order, cash, or card. NO CHECKS! This application fee is non-refundable. When you apply online, you'll be redirected to the payment page as soon as you submit your application.
Hopefully this list has helped you get ready to submit your program application! Most of this information is available online and can be collected digitally or printed off at the library. If you gather one item each day, you’ll be ready to submit your complete application in under two weeks!