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First-Time Homebuyer (2)

A close-up image of a credit report

Credit Scores, Medical Debt, and Buying a Home

Before you apply for a mortgage, raising your credit score is one of the best things you can do. That means paying down as much debt as you can. But...

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A realtor and buying couple inspecting a kitchen

Red Flags To Look For During Home Tours

Shopping for a home to buy can be daunting. It's not uncommon to experience a sense of whiplash as buyers rush to outbid each other. After all, you...

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Miniature wooden house next to wood blocks that say 2023.

Twin Cities 2023 Housing Market Forecast

Editor's note: Interviews for this forecast were conducted with Adade Amenounve and David Arbit. Adade is a REALTOR, a broker, and a member of the...

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Homeowner Asia and her son sitting on a couch holding a holiday wreath and smiling

The Home Loan Impact Fund Celebrates 500 Closings [VIDEO]

Twin Cities Habitat for Humanity and Bremer Bank marked a major milestone in our partnership by celebrating 500 loan closings as part of the Home...

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Mom and dad with their young child between them, and the parents are making a roof with their arms

Building Wealth Through Homeownership

Every person who wants to become a homeowner has a different reason to pursue this dream. Some want the stability that comes with knowing you won’t...

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Red For Sale sign in front of a house

Tips for Homeowners: The First Month

Being a new homeowner is exciting. There’s plenty to look forward to. It’s also a time to let out a sigh of relief–the stress of closing day is over...

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Mom and her two kids posing outside of their home, smiling

How to Build Generational Wealth Through Homeownership

Renting and owning a home is very different. When you rent an apartment or home, your rent becomes a profit for the owners. You never gain more value...

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Wooden home under rulers next to pen, paper, coins, and calculator

How Much Should You Save Each Year for Maintenance on Your Home?

When you settle into your new home after closing day, a whole new journey begins. You’ll have the chance to turn your property into a true home....

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Keys on top of legal paper next to pen

Buying a Home: Inflation and Interest Rates

These days, everyone is thinking about inflation. Inflation happens when prices go up for lots of things at once. People notice it most when it...

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Close-up of a person signing a purchase agreement

What is a Purchase Agreement?

A purchase agreement is a contract between the buyer and seller of a home. It contains all the rules that apply to the sale. The contract starts with...

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