<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=730207053839709&amp;ev=PageView&amp;noscript=1">
Skip to the main content.

Building
Community Blog

Subscribe to Our Newsletter!

Homebuyer Tips (4)

Two Habitat homeowners holding the keys to their new home.

Paycheck to Payments: Budgeting a Monthly Mortgage Based on Income

Before you buy a new home, the first thing you should do is determine what you can afford. Experts recommend that you spend no more than 30% of your...

Read More
A blue pie chart showing Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

Read More
A family inside of their Habitat home living room.

9 Home Inspection Issues That Can Be Deal-Breakers

Before buying a house, every person needs to have a home inspection. The professional who looks over the house will likely find minor concerns with...

Read More
Mortgage Lender smiling at two homeowners in blue, they're all sitting at a desk with paperwork on it. The man on the left is on his phone.

Five Things to Consider When Choosing a Mortgage Lender

Whether you’re buying your first home or your third, chances are you’ll find yourself looking for a mortgage lender. Since the average U.S. homebuyer...

Read More
Red, green, orange, and blue chairs in a classroom at six tables, the chairs are mostly filled. At the front of the room is a woman gesturing as she teaches, wearing a white shirt, yellow jacket, black pants, and a bracelet. Behind her is a powerpoint presentation with the title

What is a Homeownership Advisor and How Can They Help You Buy Your First Home?

The biggest consideration when making any large purchase decision is how you’re going to budget for it. And for most people, buying a home is the...

Read More
Five images of different jobs, performed by people of different genders and races. On the left are images of a waitress and a doctor, in the center is a man driving a cart at an airport, on the right are images of a nurse and an aircraft marshaller.

Understanding Income, Debt, Credit Score, and Debt-to-Income

Understanding key financial terms is essential for first-time homebuyers (and anyone else getting ready to borrow money from a lender). Knowing what...

Read More
On a wooden background, a couple sheets of white paper with the words

COVID-19 Purchase Agreement Addendums: What You Need To Know

Guest Blog by Adade Amenounve, Homeowner Development Coordinator You might have heard of purchase agreement addendums, a common one being repair...

Read More
A split image - a blue background on the left with the white text

Tips for Purchasing a Home [VIDEO]

Buying your first home is an exciting time. But when you’re looking at house after house with your Realtor, it can be easy to get distracted from why...

Read More
A split image - a blue background on the left with the white text

Understanding Credit and Your Credit Report [VIDEO]

We continue to process the pain and hope of our nation’s uprising for racial justice amid a global health crisis. You can see our recent statements...

Read More
Pa Lor speaking in front of a multicolored painted background, with the white TC Habitat logo at the top right. At the bottom is a blue banner with white text saying

Collections, Charge Offs, and Judgments: What They Are and How to Get them Resolved

We continue to process the pain and hope of our nation’s uprising for racial justice amid a global health crisis. You can see our recent statements...

Read More