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Homebuyer Tips (4)

Miniature house next to a stack of money and a pen and paper.

Do You Have to Put 20% Down on a House?

A down payment is an amount you pay in cash “up front” when buying a home. A down payment is not part of your mortgage loan. A bigger down payment...

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Image of a contract for deed paper with a miniature house as a paperweight.

What Are the Disadvantages of a Contract for Deed?

Buying a home is a big financial commitment. There is typically some sort of down payment, there may be closing costs associated with entering into a...

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A white woman and a Black woman sit facing each other at the corner of a table. Both are smiling down at the mortgage paperwork that they are completing together.

TruePath Mortgage: A Best-Kept Secret for Home Buyers and Sellers

Jen LaCroix, Open Market Lending Manager, and Steve Stinson, Junior Community Loan Officer, recently sat down with John Mazzara of RE/MAX Results to...

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An emotional homeowner receiving the keys to her first home.

Can I Buy a Home if I Have Collections on My Credit Report?

Since buying a home is a big (and exciting!) investment, many people have questions surrounding the financial part of the process. Whether it’s, “Can...

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Homeownership 101

Homeownership 101: 9 Things To Do After Closing on a House

Congratulations, you’re a homeowner! You paid your down payment, signed on the dotted lines, and are now holding the keys to your very own home. But...

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Mom, dad, and kids talking with a realtor inside an empty front room

What to Ask a Real Estate Agent Before You Hire Them

A real estate agent is your trusted guide, bulldog negotiator, and project manager of the homebuying process, so selecting the right agent for you...

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A close-up image of a credit report

Credit Scores, Medical Debt, and Buying a Home

Before you apply for a mortgage, raising your credit score is one of the best things you can do. That means paying down as much debt as you can. But...

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A realtor and buying couple inspecting a kitchen

Red Flags To Look For During Home Tours

Shopping for a home to buy can be daunting. It's not uncommon to experience a sense of whiplash as buyers rush to outbid each other. After all, you...

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Mom and dad with their young child between them, and the parents are making a roof with their arms

Building Wealth Through Homeownership

Every person who wants to become a homeowner has a different reason to pursue this dream. Some want the stability that comes with knowing you won’t...

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A family in front of their Habitat home in the winter.

Why Winter Might Be the Best Time to Buy a House in MN

Bare trees, fallen snow, and cold temperatures don't usually make people think of house hunting, but maybe they should! While spring and summer...

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