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Habitat Mortgage (2)

Deborah's Habitat home.

Why Your Mortgage Application Was Denied

If you want to buy a home, the very first thing a real estate agent is going to tell you to do is to get pre-approved for a mortgage. They’ll explain...

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Young black home buyer couple holding papercraft home and key.

How Financial Coaching Makes It Easier to Get Mortgage-Ready

The path to homeownership can seem intimidating without a guide. Do you know you want to buy a home but aren't sure if you're ready? Perhaps you're...

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How TruePath Mortgage Increases Homeownership Opportunities

The path to homeownership is full of obstacles. Twin Cities Habitat for Humanity helps make those obstacles easier to navigate, and TruePath Mortgage...

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Brightly lit, and on a reflective table, one hand writing on a sheet of white paper with a fountain pen, with the other hand resting on the edge of the paper. A small square wooden block sits next to the paper, with a red triangle on top to form the shape of a house.

A Loan Officer's Charge to Agents and Lenders

Guest Blog by Jen LaCroix, Community Loan Officer Following the housing crisis that began in 2008, lenders across the country were faced with the...

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Red, green, orange, and blue chairs in a classroom at six tables, the chairs are mostly filled. At the front of the room is a woman gesturing as she teaches, wearing a white shirt, yellow jacket, black pants, and a bracelet. Behind her is a powerpoint presentation with the title

What is a Homeownership Advisor and How Can They Help You Buy Your First Home?

The biggest consideration when making any large purchase decision is how you’re going to budget for it. And for most people, buying a home is the...

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Habitat's Mortgage Loan Product

What Do I Need to Know About Habitat’s Mortgage Loan Product?

You may be familiar with Twin Cities Habitat for Humanity's Homeownership Program. The program is designed to help first-time homebuyers achieve...

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Fixed- vs. Adjustable-Rate Mortgages: What’s the Difference? [VIDEO]

This blog mentions an out-of-date interest rate. For current information on Twin Cities Habitat mortgage interest rates, please visit our TruePath...

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Comparing a Habitat Loan with an FHA Loan

This blog mentions an out-of-date interest rate. For current information on Twin Cities Habitat mortgage interest rates, please visit our TruePath...

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Mortgage signing

What is Private Mortgage Insurance and How Do I Avoid It?

Many first-time buyers haven’t even heard of private mortgage insurance (or PMI for short). What is private mortgage insurance? What is it used for?...

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What is a CDFI and why is it great for Twin Cities Habitat?

In 2018, TCHFH Lending, Inc. (the wholly-owned nonprofit mortgage company of Twin Cities Habitat for Humanity) became certified by the Department of...

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