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Homebuyer Tips (10)

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June is National Homeownership Month

Twin Cities Habitat, along with many other local and national housing organizations, is gearing up to celebrate National Homeownership Month over the...

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first home

How Much Money Should I Put Down On My First House?

Choosing the right down payment amount has a big role to play in buying a house. Especially for first-time homebuyers, understanding the value of a...

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Paycheck to Payments: Budgeting Your Monthly Mortgage Based on Income

Before you buy a new home, the first thing you should do is determine what you can afford. Experts recommend that you spend no more than 30% of your...

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Realtors, Agents and Brokers: Who Are These People?

Real estate agents, brokers, and REALTORS® are all professionals that are legally allowed to help facilitate the sale of homes. But what makes them...

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Homebuying for Beginners: What Types of Mortgages Are Available?

Buying a home is an exciting experience, especially if it's your first time. If you've never taken out a home loan, it's perfectly normal to be...

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first offer

10 Things to Consider When Making Your First Offer on a House

Making an offer on a house is exhilarating for any homebuyer, but it's especially thrilling for those who haven't done it before. However, along with...

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Do I Have to Make a Down Payment to Get My First Home Loan?

While looking to buy your first home is a very exciting chapter in your life, for some, it can be difficult to look past the down payment. In fact,...

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affordable housing

Affordable Housing Loan Options for Renters Looking to Become Homeowners

As with any big decision in life, it’s a good idea to do your homework. Same is true if you’re looking to upgrade your status from home renter, to...

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6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

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mortgage lender

5 Things to Consider When Choosing a Mortgage Lender

Whether you’re buying your first home or you’re on your third, chances are you’ll find yourself looking for a mortgage lender. Since the average U.S....

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