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Twin Cities Habitat for Humanity

Habitat first-time homebuyer Julia at her North Minneapolis home with her son. Front steps, porch, family, people of color.

Why Julia loves telling her story of becoming a Habitat homeowner

Julia had just finished pulling weeds in the yard of her Habitat home in the Jordan neighborhood of North Minneapolis. Sitting on nicer furniture than she's owned before and practically surrounded by potted plants, she said she never thought she'd...

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financial coach going over homeownership information with potential homebuyer client.

What to Expect from Your First Financial Coaching Session

When you think you might be ready to buy your first home, who do you talk to first? Before going to a loan officer or a realtor, there's one other...

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Young black home buyer couple holding papercraft home and key.

How Financial Coaching Makes It Easier to Get Mortgage-Ready

The path to homeownership can seem intimidating without a guide. Do you know you want to buy a home but aren't sure if you're ready? Perhaps you're...

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What is a Real Estate Comp and Should First-Time Homebuyers Get One? - black couple, real estate agent, forms, paperwork, phone

What's a Real Estate Comp List, and How Can It Help First-Time Homebuyers?

When you buy a home, how do you know what's a fair price? A home inspection can tell you if there are structural issues and a bank can tell you if...

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two people holding one set of keys

How TruePath Mortgage Increases Homeownership Opportunities

The path to homeownership is full of obstacles. Twin Cities Habitat for Humanity helps make those obstacles easier to navigate, and TruePath Mortgage...

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Man hammering a roof

When Buying a Home, Don't Forget the Roof Inspection

To land their dream home in today’s ultra-competitive real estate market, buyers are making unexpected compromises. Making offers without ever...

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introducing seven new board members Anne Behrendt, Bill Gould, Bob Israel, Cole Miller, Ralph Pace, Michelle Robinson, and Eric Skalland

Welcome Aboard! Introducing Seven New Habitat Board Members

Originally published November 20, 2020. Updated to reflect additional new board members and a new Executive Committee. The Board of Directors at Twin...

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Three thought bubbles with a bag of groceries, a red car, and kids watching a movie.

When can a home be considered affordable?

Across the housing industry, and within our own homeownership program, the rule of 30% has long been the standard in determining whether or not a...

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A blue pie chart showing Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

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Elderly couple sitting together, male has his arm around female

The 4 Main Reasons Seniors Leave Their Homes Before They Really Need To

At some point in life, seniors realize they have a decision to make: "Can I stay at home instead of moving?" It could be due to major life events,...

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